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Reverse Mortgage Education Center

Welcome to Your Reverse Mortgage Guide and Resource Center

Planning for retirement or looking for ways to access your home equity? A reverse mortgage can be a valuable financial tool to help you age more comfortably in place, fund long-term care, or for everyday expenses and home improvement.

This page is your central starting point to learn everything you need to know about reverse mortgages: how they work, their advantages, eligibility, and how to decide if a reverse mortgage is the right choice for you.

Whether you’re exploring your options for the first time or diving deeper into the details, you’ll find helpful guides, practical examples, and expert insights to help you make informed decisions.

Calculate Your Eligibility

What You Will Find Here

Below, you’ll find clear and easy-to-navigate reverse mortgage resources organized by key topics:

Understanding Reverse Mortgages

Start with the basics of how reverse mortgages work, who they’re for, and their potential benefits:

Advantages and Benefits

Learn about the potential benefits of using a reverse mortgage to support your retirement goals:
Pair of senior discussing their reverse mortgage options on the couch

Reverse Mortgage Eligibility

Find out what it takes to qualify for a reverse mortgage in 2025 and beyond:

Step-by-Step Guides

Clear, actionable guides to help you understand the process of applying for a reverse mortgage and choosing the right lender:

Reverse Mortgage Examples

See how a reverse mortgage works in real-world scenarios to better understand what to expect: Why Trust Us? With years of experience helping homeowners navigate reverse mortgages, we’ve created these resources to make the process clear, simple, and stress-free. Whether you’re considering this option for yourself or helping a loved one, you’ll find reliable information and expert guidance at every step. 

How to Get Started

  1. Learn the Basics: Start with “What Is a Reverse Mortgage?” to understand how this financial tool works.
  2. Explore Your Options: Dive into advantages, eligibility requirements, and real-life examples to see if a reverse mortgage aligns with your goals.
  3. Take Action: Use our step-by-step guides to learn how to apply and find the right lender.
Need Personalized Guidance? Have specific questions or need expert help? Our team is here to guide you through the process and help you make the best decision for your future.

Contact Us to speak with a reverse mortgage expert today.

Eric Ellsworth

EVP of Sales | NMLS #225143

Eric is a distinguished leader in the mortgage industry, with over 22 years of experience and 16 years focused on reverse mortgages for seniors. As Vice President of Consumer Direct at Reverse Mortgage Funding (RMF), he built and led a top-performing sales team of 90+ mortgage loan officers, securing RMF’s position as a top three lender and servicer monthly. Simultaneously, he co-led a retail team of 125+ outside originators, further expanding RMF’s market dominance.

Before RMF, Eric propelled Liberty Reverse Mortgage (formerly Genworth Financial) to the number one reverse mortgage retail lender in the nation by establishing a 100+ employee call center and managing 90+ nationwide loan originators.

Eric plays a pivotal role in marketing, enhancing referral partnerships, direct-to-consumer initiatives, and wholesale efforts through his leadership. His success is driven by data and performance tracking. Licensed in 11 states and a California Department of Real Estate Broker, Eric’s proven track record of leadership and innovation is poised to attract significant investment opportunities.