This approach gives you flexibility and predictability while keeping your rate on the second lien.
Pay more when you want to reduce your balance
Make the minimum payment when you want to keep things simple
A 7-year draw period supports your access needs without pressure
Your payment is set at funding and remains capped for the full term.
No 10-year reset like a traditional HELOC
No sudden spike in payments
Clear planning built around one stable structure
This structure ties the obligation to the property, not your other assets.
You will not owe more than the property is worth
Your heirs are protected from any balance beyond the home’s value
The second lien framework keeps exposure limited
Corporate Headquarters
Eric is a distinguished leader in the mortgage industry, with over 22 years of experience and 16 years focused on reverse mortgages for seniors. As Vice President of Consumer Direct at Reverse Mortgage Funding (RMF), he built and led a top-performing sales team of 90+ mortgage loan officers, securing RMF’s position as a top three lender and servicer monthly. Simultaneously, he co-led a retail team of 125+ outside originators, further expanding RMF’s market dominance.
Before RMF, Eric propelled Liberty Reverse Mortgage (formerly Genworth Financial) to the number one reverse mortgage retail lender in the nation by establishing a 100+ employee call center and managing 90+ nationwide loan originators.
Eric plays a pivotal role in marketing, enhancing referral partnerships, direct-to-consumer initiatives, and wholesale efforts through his leadership. His success is driven by data and performance tracking. Licensed in 11 states and a California Department of Real Estate Broker, Eric’s proven track record of leadership and innovation is poised to attract significant investment opportunities.
